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Teresa's Blog

Monday, April 8, 2019   /   by Teresa McCormick

New Jumbo Loans

Mortgage lending standards are loosening and it's being led by a recent expansion in the availability of jumbo credit.  

Customers can now get jumbo loans with as little as 5% down payment.  They can also get jumbo loans with credit scores as low as 610 and jumbo loans using bank statements, or assets, instead of tax returns to prove income to qualify.  They can now even get jumbo loans one day after foreclosure, BK or short sale.  

Loan guidelines are certainly not back to the ease of 2007 levels but getting much easier than the recent past...especially in jumbo.

Whether you are working or resting, have a great week!


Teresa McCormick 
































Urban Nest Realty



10220 W. Charleston Ste. 3
Las Vegas, Nevada  89135Ph:702-321-9296Fax:702-853-2445

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Friday, March 15, 2019   /   by Teresa McCormick

'Drink of the Week' Apple Chai G&T Cocktail

ABOUT THE APPLE CHAI G&T COCKTAIL
Using a smooth American dry gin such as Bluecoat works well with this delicate Gin & Tonic by Canyon Shayer of Philadelphia Distilling. The apple chai syrup proves not too sweet, with nuances light enough that you don’t want a strong spirit to overpower them. It’s warm, refreshing and boozy all at once and almost too easy to drink. If you want more of a chai punch, try steeping the tea in the cider overnight or doubling up on the amount. Serve at happy hour or as a fun brunch cocktail.
This recipe originally appeared as part of “6 Gin Drinks Perfect for Sipping by the Fireplace.”





INGREDIENTS IN THE APPLE CHAI G&T COCKTAIL  

Units

ozmlparts




1 1⁄2 oz

Bluecoat American dry gin



3⁄4 oz

Apple chai syrup*





Tonic, to top


 


Garnish: 


Star anise




 


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Wednesday, February 20, 2019   /   by Teresa McCormick

Are you a dispensary worker looking for a home?

Are you looking for a home and are unable to get financed because you work for a Cannabis Company?  


Restrictions from the federal government have limited the availability of funds from companies such as Fannie Mae and Freddie Mac. If you are currently in this situation, please give us a call we can help. With 15 years experience in Real Estate, we can find you the home you are looking for.

There’s an awful lot of money flowing around cannabis circles, according to everyone who has ever said anything on the issue. But where is that money? Buried in the backyard, stuffed in mattresses or stashed in a bank that either doesn’t know where it came from—or does, most banks are unwilling to take that enormous risk, or they charge you a premium for the privilege. 

There’s apparently one exception: Marijuana dispensary employees with W-2's can qualify for a three-percent down payment with Fannie Mae. However, independent contractors— ...

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Friday, February 15, 2019   /   by Teresa McCormick

'Drink of the Week' The Painkiller

ABOUT THE PAINKILLER COCKTAIL
If you’re going to name your cocktail the Painkiller, it better pack a punch. Hailing from the British Virgin Islands, where it was invented sometime in the early 1970s, this twist on the Piña Colada does precisely that. Jammed full of fruity, tropical flavors, the Painkiller was later claimed by Pusser’s Rum, whose trademarked recipe tilts heavy on the pineapple juice. This version dials back the P.J. and ups the rum a half ounce for a more boozy, balanced drink.





INGREDIENTS IN THE PAINKILLER COCKTAIL  

Units

ozmlparts




2 1⁄2 oz

Dark or navy-strength rum



2 1⁄2 oz

Pineapple juice



1 oz

Orange juice



1 oz

Cream of coconut


 


Garnish: 


Grated nutmeg


Pineapple leaf


Preserved cherry




 


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Glass: 
Large snifter



HOW TO MAKE THE P ...

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Friday, February 8, 2019   /   by Teresa McCormick

'Drink of the Week' Pisco Bramble Cocktail

ABOUT THE PISCO BRAMBLE COCKTAIL
“Chambord is great to float on top of cocktails and can layer nicely,” says Kevin King, the bar manager at Husk in Savannah, Ga. “I love to us it in Brambles with gin or pisco.”
This recipe originally appeared as part of “What the #$@! Do I Do with Chambord? These 3 Ideas Will Help.”





INGREDIENTS IN THE PISCO BRAMBLE COCKTAIL  

Units

ozmlparts




2 oz

Pisco



1⁄2 oz

Fresh lime juice



1⁄2 oz

Simple syrup



1⁄2 oz

Chambord


 


Garnish: 


Mint spring


Chambord-soaked raspberries




 


ADD TO SHOPPING LIST




Glass: 
Rocks



HOW TO MAKE THE PISCO BRAMBLE COCKTAIL

Add the pisco, lime juice and simple syrup into a shaker with ice and shake until well-chilled.
Strain into a rocks glass over crushed ice.
Using a bar spoon, gently float the Cham ...

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